Resources
Here is some more information about debt and managing your money. There are some links at the bottom of the page to some websites which you might find useful.
Top 10 Tips for handling your money
- Keep a budget and make a financial statement.
- Keep a notebook to make a note of everything you spend for one month or go to www.spendometer.co.uk.
- Pay by instalments whenever possible and try to pay your bills monthly.
- Make sure you are getting all the state benefits you are entitled to.
- Prioritise your spending.
- Be realistic about your spending.
- Acknowledge that you have a problem with money before becoming debt free.
- Try to communicate with your creditors and debt collectors.
- Don’t just pay creditors who ask for payments.
- Contact us for impartial and professional advice for free or see websites below for services in your area.
Useful websites:
- www.creditaction.org.uk
- www.communitymoneyadvice.com
- www.harlesdenmoneyadvice.org.uk
- www.citizensadvice.org.uk
Or call us: 0800 612 7163
"It takes a lot of guts to face up to debt problems and we are here to support people who want to sort out their financial situation"
HMA Advisor
Questions?
If you have a question, try our Frequently Asked Questions or Contact Us.